Master Your Money.
Guard Your Financial Privacy.
Speak naturally to log expenses in seconds, auto-pilot recurring EMIs, decode wealth with 50/30/20 rules, and protect sensitive figures with biometric Discreet Mode.
Meet Arti: AI Copilot
Conversational voice logging, multi-item receipt parsing & instant queries.
100% Private & Encrypted
Discreet masking, biometric 1-tap peek, and local cryptographic vault.
Decode Your Wealth
50/30/20 capital allocation, budget leak detector & spending heatmaps.
Bills On Auto-Pilot
Scheduled recurring EMIs, subscriptions, and zero late-fee reminders.
Engineered for Financial Clarity
Institutional personal finance tools built for speed, privacy, and actionable wealth insights.
Conversational AI (Arti)
Log complex receipts or ask financial questions in natural human speech. Arti categorizes, extracts amounts, and updates ledgers in real time.
- Multi-item parsing ("Spent $45 on fuel, $12 on lunch")
- Configurable speech speed (0.8x to 2.0x)
- Mother tongue support across 22 native languages
Privacy Shield & Discreet Mode
Never worry about prying eyes when opening your diary in coffee shops or offices. Keep sensitive habits and account balances sealed.
- Auto-blur balances, earnings, and sensitive categories
- 1-Tap Biometric reveal (Face ID / Fingerprint / PIN)
- Zero commercial data monetization or ad tracking
50/30/20 Wealth Framework
Adopt proven institutional wealth frameworks. Align your outflows automatically with Needs (50%), Wants (30%), and Investments (20%).
- Real-time net surplus & savings rate calculator
- Category leak detector & abnormal spike alerts
- Calendar spend intensity heatmaps
Recurring Bills Auto-Pilot
Never miss a payment deadline or pay a late fee again. Manage loans, rent, Netflix, and utility bills with automated logging.
- Auto-log fixed monthly EMIs and subscriptions
- Interactive billing day prompts for variable utility bills
- EMI debt payoff progress tracking
My Circle: Family & Split Groups
Manage shared household expenses, split cafe bills with friends, and maintain a clear ledger of who owes what without separate apps.
- Shared Family Ledger with admin permissions
- Split Groups for group trips and dinners
- Lend & Borrow network wealth tracking
22 Native Languages & Export
Experience complete data freedom with 1-tap CSV export and native translation in 22 regional and global languages.
- English, Spanish, French, German, Hindi, Japanese & more
- Sync cockpit with custom salary cycle start day
- 1-Tap CSV export for Excel, Sheets, or CA tax filing
Family & Social Finance
Shared household budget, group split, and loan network ledger.
Instant Search & Patterns
Lightning-fast filters, merchant tags, and live net balance calculation.
22 Languages & Config
Salary cycle alignment, dark mode, and 1-tap CSV data export.
Custom AI Voice Engine
Fine-tune speaking speed, realistic thinking audio, and smart speech tone.
Frequently Asked Questions
Everything you need to know about MoneyBook.
How does the AI Voice Assistant (Arti) work?
Arti uses advanced natural language processing to listen to your voice and extract financial figures, merchant names, dates, and categories in real time. You can speak naturally like "Spent $45 on groceries at Whole Foods" and Arti logs it instantly.
What is Privacy Shield and how does it protect me?
Privacy Shield is our discreet masking engine. When turned on, your account balances, earnings, and sensitive categories are automatically blurred. You can tap any figure to peek at it for 10 seconds using Face ID, Fingerprint, or your PIN.
Can I sync my budget with my actual salary date?
Yes! Under Settings, you can configure your "Salary Cycle Start Day" to any day of the month (e.g., 1st, 5th, 25th) so your monthly budget cockpit perfectly aligns with your pay schedule.
Which languages and currencies are supported?
MoneyBook supports 22 languages natively and 150+ global currencies including USD ($), EUR (€), GBP (£), INR (₹), AED, JPY (¥), and CAD.
Can I export my data for tax filing?
Yes. You can download your complete transaction ledger in standard CSV format anytime from Settings > Data & Backup.
Experience the Future of Personal Wealth
Available on Google Play and Apple App Store. Start your journey toward financial freedom today.